Notices

Forms NFC-MPAY, Notice of Missed Payment, and NFC-PPAY, Notice of Partial Payment

Forms NFC-MPAY, Notice of Missed Payment, and NFC-PPAY, Notice of Partial Payment, are identified below.

• Form NFC-MPAY is submitted to the debtor when funds are not received to cover the agreed upon amount as per the repayment agreement. See Exhibit 1: Form NFC-MPAY, Notice of Missed Payment.

  Note: This form generates different texts based on the type of missed payment.

• Form NFC-PPAY is submitted to the debtor when funds received or garnished were insufficient to cover the agreed upon amount as per the repayment agreement. Exhibit 2: Form NFC-PPAY, Notice of Partial Payment

Debt Management Employee Rights Notices

Debt Management Employee Rights Notices debtor packages are identified below.

• Form NFC-631, Demand Notice for Payment. Form NFC-631 is submitted to a separated debtor informing them of their indebtedness due to the United States Government. This notice is mailed with the following forms to create a debtor package:
  • Form NFC-631 pg2, Repayment Agreement
  • Form NFC-631 pg3, Bill For Collection (continued)

    Note: This form will generate only when the debt information exceeds one page.

  • Form NFC-631 pg4, Employee Rights Notice
  • Form NFC-631 pg5, Employee Rights Notice
  • Form NFC-631 pg6, To Avoid Referral to the Department of the Treasury

  This debtor package provides them the option to enter into an acceptable repayment agreement, informs them of their detailed rights, and what actions will be taken on the debt if it is deemed delinquent. See Exhibit 3: Form NFC-631, Demand Notice for Payment and Debtor Package (Form NFC-631pg2, Form NFC-631pg3, Form NFC-631pg4, Form NFC-631pg5, and Form NFC-631pg6).

• Form NFC-1100, Notice of Overpayment of Salary and Demand for Payment. Form NFC-1100 is for Non-Treasury Department employees. Form NFC-1100 is submitted to an active debtor informing them of their indebtedness due to the United States Government. This notice is mailed with the following forms to create a debtor package:
  • Form NFC-1100 pg2 ALL, Employee Rights Notice
  • Form NFC-1100 pg3 ALL, Employee Rights Notice
  • Form NFC-1100 pg4 ALL, To Avoid Referral to the Department of the Treasury
  • Form NFC-1101, Notice of Intent to Offset Salary and Repayment Agreement

  This debtor package provides them the option to enter into an acceptable repayment agreement, informs them of their detailed employee rights, what actions will be taken on the debt if it is deemed delinquent and emphasizes the following statement: Important: If your pay becomes insufficient to cover the payment due through salary deduction, i.e., you enter into a non-pay status or separate from service, it is your responsibility to submit the missed payment to NFC National Finance Center to avoid delinquency. See Exhibit 4: Form NFC-1100, Notice of Overpayment of Salary and Demand for Payment and Debtor Package (Form NFC-1100 pg2 ALL, Form NFC-1100 pg3 ALL, Form NFC-1100 pg4 ALL, and Form NFC-1101).

• Form NFC-1100TR, Notice of Overpayment of Salary and Demand for Payment. Form NFC-1100TR is for Treasury Department employees. Form NFC-1100TR is submitted to an active debtor informing them of their indebtedness due to the United States Government. This notice is mailed with the following forms to create a debtor package:
  • Form NFC-1100p g2 ALL, Employee Rights Notice
  • Form NFC-1100 pg3 ALL, Employee Rights Notice
  • Form NFC-1100 pg4 ALL, To Avoid Referral to the Department of the Treasury
  • Form NFC-1101TR, Repayment Agreement

  This debtor package provides them the option to enter into an acceptable repayment agreement, informs them of their detailed employee rights, what actions will be taken on the debt if it is deemed delinquent and emphasizes on the following statement: Important: If your pay becomes insufficient to cover the payment due through salary deduction, i.e., you enter into a non-pay status or separate from service, it is your responsibility to submit the missed payment to NFC National Finance Center to avoid delinquency. See Exhibit 5: Form NFC-1100TR, Notice of Overpayment of Salary and Demand for Payment and Debtor Package (Form NFC-1100pg2ALL, Form NFC-1100pg3ALL, Form NFC-1100pg4ALL, and Form NFC-1101TR).

Note: Form NFC-1100 and/or Form NFC-1100TR bills are not issued for amounts less than or equal to $50. These amounts will be automatically offset from an employee’s salary in the next pay period if the debtor is payrolled by NFC National Finance Center. The following statement will appear in the Item Description column of the Earnings and Leave Statement for this garnishment: OVERPAYMENT COLLECTED PER 5CFR 550.1104C. CONTACT YOUR AGENCY FOR MORE INFORMATION.

• Form NFC-937, Notice of Intent to Recover Past Due Health Benefit From Salary. Form NFC-937 is for Non-Treasury Department employees. Form NFC-937 is submitted to an active debtor informing them of their indebtedness due to the United States Government due to a past due health premium. This notice is mailed with the following forms to create a debtor package:
  • Form NFC-937 pg2 ALL, Employee Rights Notice
  • Form NFC-937 pg3 ALL, Employee Rights Notice
  • Form NFC-937 pg4 ALL, To Avoid Referral to the Department of the Treasury

  This debtor package provides them the option to enter into an acceptable repayment agreement, informs them of their detailed employee rights, what actions will be taken on the debt if it is deemed delinquent and emphasizes on the following statement: Important: If your pay becomes insufficient to cover the payment due through salary deduction, i.e., you enter into a non-pay status or separate from service, it is your responsibility to submit the missed payment to NFC National Finance Center to avoid delinquency. See Exhibit 6: Form NFC-937, Notice of Intent to Recover Past-Due Health Benefits From Salary and Debtor Package (Form NFC-937pg2, Form NFC-937pg3ALL, and Form NFC-937pg4ALL).

• Form NFC-937TR, Notice of Intent to Recover Past Due Health Benefit From Salary. Form NFC-937TR is for Treasury Department employees. Form NFC-937TR is submitted to an active debtor informing them of their indebtedness due to the United States Government due to a past due health premium. This notice is mailed with the following forms to create a debtor package:
  • Form NFC-937 pg2 TR, Employee Rights Notice
  • Form NFC-937 pg3 ALL, Employee Rights Notice
  • Form NFC-937 pg4 ALL, To Avoid Referral to the Department of the Treasury

  This debtor package provides them the option to enter into an acceptable repayment agreement, informs them of their detailed employee rights, what actions will be taken on the debt if it is deemed delinquent and emphasizes on the following statement: Important: If your pay becomes insufficient to cover the payment due through salary deduction, i.e., you enter into a non-pay status or separate from service, it is your responsibility to submit the missed payment to NFC National Finance Center to avoid delinquency. See Exhibit 7: Form NFC 937TR, Notice of Intent to Recover Past-Due Health Benefits from Salary and Debtor Package (Form NFC-937pg2TR, Form NFC-937pg3ALL, and Form NFC-937pg4ALL).